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Corporate cards for secure company spending

Take charge of your company's spending and forget about manual expense reimbursements thanks to our corporate credit card - available in both virtual and physical formats.

Use your work email for priority demo access and tailored service
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The business expense card that does it all

Pay securely, manage spending with greater flexibility and gain complete financial control with Factorial corporate cards.

Set limitsCreate different cards for each purpose and modify the budget on each for greater control over spending.
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Automate expensesSay goodbye to paper expense claims and piles of receipts. Instead, get notified instantly about each expense and review via mobile app.
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Adjust instantly Temporarily freeze cards expense cards for employees when they’re on leave, or cancel them at the click of a button.
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Integrate with Apple Add virtual cards for business to your Apple Wallet and pay on-the-go securely with any Apple device.
Pay securelyFeel safe making purchases knowing that our employee expense cards have unique numbers that are never stored on our servers.
Gain insightsIntegrate with our HR Analytics tool for deeper insights into spending so you can control costs more effectively.
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The impact of an expense management system

Join the companies worldwide already optimising their expense processes with Factorial.

10 mins

Less spent per expense ticket

27 hours

Saved on average per month

+500

Companies using our expense management solutions

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Stay on top of spending

Centralise expense processes for total visibility and control over business expenditures.

  • Customise settings to suit your business and set spending limits for each card
  • Receive automatic notifications about each payment in the app so you can track spending accurately in real-time
  • Update corporate credit card settings, freeze cards or issue new ones in seconds
  • Access accurate reports on company spending to empower your managers with deeper financial insights
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Activate your corporate cards in just 4 steps

Equip your team with their own business expense card with customised settings

  • Create your funding account and receive an IBAN to perform top-ups.
  • Start generating cards for different purposes and set limits.
  • Track every purchase and reflect them in Factorial Expenses.
  • Relax as the optimised workflow does the hard work for you.
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FAQs about business credit cards South Africa

Find answers to the most commonly asked questions about business expense cards for employees here.

Factorial's Business Credit Card | Factorial